I finally looked at all my retirement accounts today. While not totally decimated, the 30% + drop in some of them made the 22% drop in others seem not so bad even though it is. The worst hit was Vanguard and the second worst was my work account with Merrill Lynch. I left Vanguard alone for now and reallocated ML and then decided to contribute another 2% per check to try and buy low and save high for that elusive future retirement. I'm glad I'm not retiring today because it wouldn't happen.
Innsbruck - here despite it never being on my to-see list
First the backstory. In about a week I'll be boarding a cruise ship (this year's Cruise Trek) in Romania. When I booked the flight many months ago, I had a brilliant idea to go in a week early to Vienna and use it as a base to spend a few nights each in Albania and Bosnia. Fast forward to 6 weeks ago and the Covid restrictions, flight schedules, and hotel prices made me give up. Changing the flight to Vienna would result in penalties and possibly fare increases so I made the best of it and thought, where can I go in Austria where I've never been? Innsbruck, hmm. Can I get a free flight from Vienna? Yes! Can I get a free hotel room? Yes. Check! The city is picture perfect though. Nestled in a valley between two mountain ranges, it's green, colorful, and everything you could want a place to be when the purpose is total work decompression. No major sightseeing, no expectations. You, a city and a view. It's walkable and small. You've got to look up, left and right, ...
I am ignoring all my bank statements - it is too depressing, but I might also move some money from a money market account into the Vanguard funds knowing that in 10 or 20 years it will be a good investment.
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