There's been a whole 24 hours without neighbor drama! Around here, that's always a good thing. I met with the loan officer today and it took all of 15 minutes for him to qualify me for a loan. The process is a lot easier these days. I only needed 2 paycheck stubs, recent bank statements, and W-2 forms for the last two years. On my first home loan I needed a full three months documentation of my life. I now have 10 days to clean the house for Max to check it out. I guess it's time to call 800-got-junk!